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  • March 8, 2017

Maryland Court of Appeals Determines That Driver of a Taxi is not Entitled to PIP Under his Personal Auto Policy

On January 23, 2017, the Maryland Court of Appeals, in a split opinion, determined that the driver of a taxicab who was injured in an accident was not entitled to Personal Injury Protection (“PIP”) benefits under his personal automobile insurance policy, which did not insure the taxicab. The cab driver, Alahassan Bundu-Conteh, was rear-ended by a motor vehicle while driving his taxicab. The taxicab was insured by Amalgamated Insurance Company and carried liability-only coverage, which does not include PIP coverage. PIP coverage is limited no-fault coverage, usually in the amount of $2,500.00, that provides a person insured under a policy…

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  • October 7, 2016

A Consumer’s Guide to Automobile Insurance in Maryland

A CONSUMER'S GUIDE TO AUTOMOBILE INSURANCE IN MARYLAND1 Peter J. Basile, Shareholder Ferguson, Schetelich & Ballew, P.A. © 2018 Introduction We represent many clients who have been involved in car accidents, whether they are asserting claims for serious injuries or are being sued for causing injuries to others. Often, after hearing our assessment of their case, our clients remark, “But I have full coverage.” They, like many others, mistakenly assume that having “full coverage” means that they are adequately insured. We have been involved in many cases where our clients’ lives have been adversely affected because they lacked adequate insurance…

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