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  • July 14, 2015

Robert L. Ferguson, Jr. and Ann D. Ware Win Case of First Impression on Construction Insurance Coverage

In March, we posted an article reporting that Robert L. Ferguson, Jr. had argued a question of first impression before the United States Court of Appeals for the Fourth Circuit.  At issue was a standard ISO insurance endorsement used extensively by contractors and subcontractors that defines when the subcontractor’s insurer must provide a defense to a general contractor as an additional insured. Although this ISO endorsement (CG-20-10-07-04) was in wide use, Maryland case law had never determined the question of whether an insurer is required to defend the additional insured when the Complaint, upon which a defense and indemnity is…

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  • March 13, 2015

Robert L. Ferguson, Jr. Argues Case of First Impression on Construction Insurance Coverage

Robert L. Ferguson, Jr. recently argued before the United States Court of Appeals for the Fourth Circuit, regarding a question of a Subcontractor’s insurance company’s duty to defend a General Contractor when the construction failure was the fault of its subcontractor. At issue was whether the subcontractor’s insurance policy that extended coverage to the contractor for the subcontractor’s acts or omissions, would provide a defense if the subcontractor itself had not been sued, and the Complaint did not expressly identify the subcontractor as responsible. The particular language in the insurance endorsement has never before been addressed under Maryland law. It…

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