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  • October 7, 2016

A Consumer’s Guide to Automobile Insurance in Maryland

A CONSUMER'S GUIDE TO AUTOMOBILE INSURANCE IN MARYLAND1 Peter J. Basile, Shareholder Ferguson, Schetelich & Ballew, P.A. © 2018 Introduction We represent many clients who have been involved in car accidents, whether they are asserting claims for serious injuries or are being sued for causing injuries to others. Often, after hearing our assessment of their case, our clients remark, “But I have full coverage.” They, like many others, mistakenly assume that having “full coverage” means that they are adequately insured. We have been involved in many cases where our clients’ lives have been adversely affected because they lacked adequate insurance…

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  • April 22, 2014

Maryland Court of Appeals Holds that Release of a Tortfeasor Does Not Release an Uninsured Motorist Claim

On March 18, 2007, Ember Buckley was a passenger in a vehicle operated by her then boyfriend, Harvey Betts.  The vehicle was involved in a single vehicle accident.  Ms. Buckley was injured and incurred medical bills exceeding $200,000.  Mr. Betts’ liability insurance carrier, GEICO, offered to settle Ms. Buckley’s claim against Mr. Betts for the $100,000 liability policy limits.  Since the GEICO policy limits were not enough to cover her medical bills, Ms. Buckley made a claim for uninsured/underinsured (“UM”) motorist coverage against her own insurer, The Brethren Mutual Insurance Company.  Brethren’s UM policy had limits of $300,000, which afford…

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